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Tag: Retirement

Taking a Bucket Approach to Asset Allocation in Retirement

Posted on March 21, 2023April 13, 2023 by Michelle Lowrey
Taking a Bucket Approach to Asset Allocation in Retirement
Posted in Financial PlanningTagged Retirement, asset allocation, strategy

Roth IRAs: The Five-Year Rule

Posted on February 27, 2023February 27, 2023 by Michelle Lowrey
Roth IRAs: The Five-Year Rule
Posted in Retirement PlanningTagged Roth IRA, HBKS, Retirement, IRA

10 Years and Counting: Points to Consider as You Approach Retirement

Posted on December 1, 2022February 22, 2023 by Michelle Lowrey
10 Years and Counting: Points to Consider as You Approach Retirement
Posted in Retirement PlanningTagged manage taxes, Retirement, savings, living expenses, income sources, pay off debt

CCRCs and Roth Conversions Go Hand-in-Hand

Posted on November 22, 2022November 22, 2022 by Michelle Lowrey
CCRCs and Roth Conversions Go Hand-in-Hand
Posted in Financial Planning, Retirement PlanningTagged Retirement, CCRC, roth conversions

No-Load, No-Commission Annuities Attract Savers With Flexibility, Low Fees

Posted on August 30, 2022August 30, 2022 by Michelle Lowrey
No-Load, No-Commission Annuities Attract Savers With Flexibility, Low Fees
Posted in Investment ManagementTagged Retirement, annuity, Penison, no-load, no-comission

The Individual 401(k)

Posted on August 18, 2022August 18, 2022 by Michelle Lowrey
The Individual 401(k)
Posted in Retirement PlanningTagged Retirement, retirement planning, 401k

“After-Tax Fund” Conversions: Act Fast Before the Opportunity Vanishes

Posted on November 24, 2021January 19, 2022 by Michelle Lowrey
“After-Tax Fund” Conversions: Act Fast Before the Opportunity Vanishes
Posted in Retirement PlanningTagged IRA, Roth IRA, after-tax fund, converisons, Retirement

Look to Dividend-Paying Stocks for Income in Retirement

Posted on November 10, 2021November 10, 2021 by Michelle Lowrey
Look to Dividend-Paying Stocks for Income in Retirement
Posted in Retirement PlanningTagged Retirement, Stocks, Income, dividend-paying

Consider Investing Your Excess Retirement Funds Like Your Heirs Would

Posted on September 23, 2021September 23, 2021 by Loriann Facenda
Consider Investing Your Excess Retirement Funds Like Your Heirs Would
Posted in Estate Planning, Financial Planning, Retirement PlanningTagged Financial Planning, Estate Planning, Retirement, SECURE Act, legacy

Retirement: Proceed with Caution Before Relying on General Rules

Posted on September 16, 2021September 19, 2021 by Loriann Facenda
Retirement: Proceed with Caution Before Relying on General Rules
Posted in Retirement PlanningTagged advice, guidance, Retirement, retirement planning

Use Your Stimulus Check to Open a Roth IRA

Posted on May 12, 2021May 21, 2021 by Loriann Facenda
Use Your Stimulus Check to Open a Roth IRA
Posted in Retirement PlanningTagged Roth IRA, stimulus check, Retirement, retirement planning, Investing, IRA, Roth

Markets Are Unpredictable. Financial Plans Aren’t.

Posted on April 29, 2021May 3, 2021 by Michelle Lowrey
Markets Are Unpredictable. Financial Plans Aren’t.
Posted in Financial PlanningTagged market trends, Financial Planning, Retirement, financial advisor

Pension Maximization: A Pension Payout Option Strategy

Posted on April 2, 2021April 30, 2021 by Michelle Lowrey
Pension Maximization: A Pension Payout Option Strategy
Posted in Retirement PlanningTagged Pension Maximization, payout, defined benefit pension plan, Retirement

IRA Contribution Deadline Extended

Posted on March 30, 2021March 30, 2021 by Loriann Facenda
IRA Contribution Deadline Extended
Posted in Retirement PlanningTagged retirement planning, IRA, IRS, HSA, retirement plans, Retirement

Top 10 Opportunities for Retirement Plan Sponsors in 2021

Posted on February 22, 2021February 22, 2021 by Loriann Facenda
Top 10 Opportunities for Retirement Plan Sponsors in 2021
Posted in Retirement PlanningTagged Retirement, webinar, retirement plans

Don’t Roll Over on Your Rollover

Posted on February 2, 2021May 21, 2021 by Michelle Lowrey
Don’t Roll Over on Your Rollover
Posted in Retirement PlanningTagged Retirement, retirement planning, rollover, FINRA

Invest for Your Future: What Is an IRA?

Posted on December 16, 2020January 13, 2021 by Michelle Lowrey
Invest for Your Future: What Is an IRA?
Posted in Financial Planning, Retirement PlanningTagged Retirement, IRA, IRS, contribution, investment

Can I convert my traditional IRA to a Roth IRA?

Posted on December 9, 2020January 13, 2021 by Michelle Lowrey
Can I convert my traditional IRA to a Roth IRA?
Posted in Financial Planning, Retirement PlanningTagged Retirement, IRA, Roth IRA

What is a Rollover IRA, and Do I Need One?

Posted on December 1, 2020December 1, 2020 by Loriann Facenda
What is a Rollover IRA, and Do I Need One?
Posted in Financial PlanningTagged Retirement, IRA, individual retirement account

Choosing a Beneficiary for Your IRA or 401(k)

Posted on November 10, 2020December 3, 2020 by Michelle Lowrey
Choosing a Beneficiary for Your IRA or 401(k)
Posted in Financial Planning, Retirement PlanningTagged beneficiary, Retirement, 401k, IRA, Roth IRA, tax

Retirement Planning: It’s Not SIMPLE

Posted on October 12, 2020December 3, 2020 by Loriann Facenda
Retirement Planning: It’s Not SIMPLE
Posted in Retirement PlanningTagged Retirement, 401k, SIMPLE IRA

Would You Rather Be Rich or Wealthy?

Posted on September 10, 2020May 19, 2021 by Loriann Facenda
Would You Rather Be Rich or Wealthy?
Posted in Financial PlanningTagged accumulation years, Retirement, Wealth

Who Needs a Financial Plan? Everyone.

Posted on September 3, 2020May 19, 2021 by Loriann Facenda
Who Needs a Financial Plan? Everyone.
Posted in Financial PlanningTagged Financial Planning, Retirement, Debt, Insurance, Social Security Benefits, taxes, budget

Want to Retire Comfortably? Get Rid of Your Debt.

Posted on August 13, 2020September 10, 2020 by Loriann Facenda
Want to Retire Comfortably? Get Rid of Your Debt.
Posted in Retirement PlanningTagged Debt, credit card, interest rate, refinance, Retirement

Watch: Fundamentals of Financial Planning

Posted on July 9, 2020August 31, 2020 by Loriann Facenda
Watch: Fundamentals of Financial Planning

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Posted in Financial PlanningTagged Financial Planning, Retirement, 401k, Insurance, webinar

To Skip or Not to Skip Your 2020 RMDs

Posted on July 8, 2020May 19, 2021 by Loriann Facenda
To Skip or Not to Skip Your 2020 RMDs
Posted in Retirement PlanningTagged Retirement, 401k, IRA, TCJA, RMD, AGI, required minimum distributions

Is Your Mind Ready to Retire?

Posted on June 29, 2020August 11, 2020 by Loriann Facenda
Is Your Mind Ready to Retire?
Posted in Retirement PlanningTagged Retirement

Evaluating an Early Retirement Offer

Posted on June 17, 2020August 11, 2020 by Loriann Facenda
Evaluating an Early Retirement Offer
Posted in Retirement PlanningTagged health insurance, early retirement, retirement package, severance package, salary, Retirement

Retirement Income Strategies for Turbulent Times

Posted on April 6, 2020August 11, 2020 by Loriann Facenda
Retirement Income Strategies for Turbulent Times
Posted in Retirement PlanningTagged RMD, COVID-19, #Covid19, portfolio, withdrawal, Retirement

COVID-19 Is Not Our Only Sinister Foe

Posted on March 24, 2020August 11, 2020 by Loriann Facenda
COVID-19 Is Not Our Only Sinister Foe
Posted in Perspectives, Retirement PlanningTagged Retirement, COVID-19, #Covid19, dow jones

Beware: Is IRMAA After Your Social Security Dollars?

Posted on February 12, 2020 by Loriann Facenda
Beware: Is IRMAA After Your Social Security Dollars?
Posted in Retirement PlanningTagged Retirement, social security, Medicare, taxes, IRMAA, AGI

Breaking News: SECURE Act

Posted on December 21, 2019December 21, 2019 by Loriann Facenda
Breaking News: SECURE Act
Posted in Financial Planning, Retirement PlanningTagged Retirement, 401k, IRA, SECURE Act

Listen Up Generation Xers and Millennials: You’ll Need to Work Longer, Save More and Spend Less to Retire Well

Posted on November 12, 2019October 30, 2020 by Loriann Facenda
Listen Up Generation Xers and Millennials: You’ll Need to Work Longer, Save More and Spend Less to Retire Well
Posted in Retirement PlanningTagged millinials, Generation X, Gen Xer, Financial Planning, Retirement

Pension Myths: Common Misconceptions About Pension Plans

Posted on November 7, 2019November 19, 2019 by Loriann Facenda
Pension Myths: Common Misconceptions About Pension Plans
Posted in Retirement PlanningTagged Retirement, pension plans, defined benefit plans, pension

Modern Retirement: Potential Areas of Trouble

Posted on October 22, 2019November 19, 2019 by Loriann Facenda
Modern Retirement: Potential Areas of Trouble
Posted in Insurance, Retirement PlanningTagged Income Tax, Inflation, Long-term care, Retirement, stock market, Healthcare, HSA

Annuities and Retirement Planning

Posted on September 4, 2019November 2, 2020 by Loriann Facenda
Annuities and Retirement Planning
Posted in Retirement PlanningTagged Retirement, annuities, annuity

When You’re 65: Things to Consider When You’re Heading into Your Retirement

Posted on August 30, 2019October 30, 2020 by Loriann Facenda
When You’re 65: Things to Consider When You’re Heading into Your Retirement
Posted in Retirement PlanningTagged Retirement, social security, Medicare

Let’s Talk About the Future

Posted on August 3, 2019August 15, 2019 by Loriann Facenda
Let’s Talk About the Future
Posted in InsuranceTagged Insurance, Long-term care, Retirement

Everything You Wanted to Know About Medicare… But Maybe Didn’t Know to Ask

Posted on August 1, 2019July 30, 2019 by Loriann Facenda
Everything You Wanted to Know About Medicare… But Maybe Didn’t Know to Ask
Posted in Retirement Planning, InsuranceTagged Insurance, Medicare, Medigap, Retirement

Saving for Retirement and a Child’s Education at the Same Time

Posted on July 25, 2019July 25, 2019 by Loriann Facenda
Saving for Retirement and a Child’s Education at the Same Time
Posted in Financial Planning, Retirement PlanningTagged Retirement, College Education Funding, 529

Retiring Early? A Healthcare Subsidy Could Help

Posted on July 16, 2019July 16, 2019 by Loriann Facenda
Retiring Early? A Healthcare Subsidy Could Help
Posted in Retirement PlanningTagged Retirement, 401k, Healthcare

Planning for Retirement: What Income Replacement Rate Will I Need?

Posted on June 19, 2019June 26, 2019 by Loriann Facenda
Planning for Retirement: What Income Replacement Rate Will I Need?
Posted in Retirement PlanningTagged Income Replacement, Retirement

Retirement Help for Age-Gap Couples You Might Not Know About

Posted on May 21, 2019 by Loriann Facenda
Retirement Help for Age-Gap Couples You Might Not Know About
Posted in Financial Planning, Retirement PlanningTagged Retirement, IRA, Age Gap Couples, Financial Planning

Don’t Bank Your Retirement on Your Business

Posted on May 15, 2019May 21, 2019 by Loriann Facenda
Don’t Bank Your Retirement on Your Business
Posted in Business OwnersTagged Retirement, Business Owners, Diversification

The Roths: 401(k) vs. Roth IRA. Which is better?

Posted on April 1, 2019 by Loriann Facenda
The Roths: 401(k) vs. Roth IRA. Which is better?
Posted in Retirement PlanningTagged Retirement, 401k, IRA, Roth, Roth IRA

Required Minimum Distributions: When Your Retirement Savings Start Paying Off

Posted on December 26, 2018December 26, 2018 by Loriann Facenda
Required Minimum Distributions: When Your Retirement Savings Start Paying Off
Posted in Retirement PlanningTagged Retirement, RMD, Required Minimum Distribution

IRS increases IRA limits for 2019

Posted on November 2, 2018November 27, 2018 by Loriann Facenda
IRS increases IRA limits for 2019
Posted in Financial Planning, Retirement PlanningTagged Retirement, 401k, IRA, IRS

The Goal of a Worry-Free Financial Retirement

Posted on October 9, 2018November 13, 2020 by Loriann Facenda
The Goal of a Worry-Free Financial Retirement
Posted in Retirement PlanningTagged Retirement

Tax Deferred Retirement Savings

Posted on September 1, 2018October 2, 2018 by Loriann Facenda
Tax Deferred Retirement Savings
Posted in Retirement PlanningTagged 401k, Business Owners, SEP IRA, Solo 401k, Retirement

Retirement Planning: Your Sunny Future in the Sunshine State

Posted on March 22, 2018October 2, 2018 by Loriann Facenda
Retirement Planning: Your Sunny Future in the Sunshine State
Posted in Retirement PlanningTagged Retirement, Florida

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