Independent
Our recommendations are unbiased and unrestricted. As fiduciaries we are obligated to put the needs of our clients first. Our role is to consult and collaborate with you to develop holistic financial plans that address your personal needs and circumstances.
Comprehensive
You require a wide range of financial services. We make it easy for you to meet your needs by providing experts across financial disciplines along with accounting, tax and advisory services from our affiliate, HBK CPAs & Consultants, a Top 100 CPA firm.
Personal
While we employ innovative and sophisticated financial technology, there’s nothing robotic about how we work with you. We start by thoroughly understanding your financial needs and develop a customized plan. We then remain involved throughout our relationship to serve you as your life and goals change.
Stocks’ Rally from the Depths of the Sell-Off Has Been Led by a Small Handful of Stocks
Market Commentary
During the third quarter the S&P 500 Index rallied sharply, reaching new highs before giving back some of the gains in September. This year stocks have rebounded from the depths of...
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Retirement Planning: It’s Not SIMPLE
Retirement Planning
The late '90s was a stressful time in the retirement plan world. How could this huge boomer population prepare for retirement a decade away when less than half were covered by...
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Do I Need a Financial Advisor if I’m Not Rich?
Financial Planning
People who have decided to start saving for retirement often don't think they earn enough to justify a financial advisor. In fact, the opposite is true. The best time—maybe the most...
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Scammers Pretending to be IRS, Banks, Charities
Cybersecurity
We are in the midst of a national emergency. The government is offering benefits to victims; your new way of business is requiring new, unfamiliar technology; and uncertainty is driving you...
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Diversify Your Portfolio with an Emerging Market Fund
Investment Management
While there are reasons to be cautious, emerging markets can generate greater than average returns, enough that I usually recommend that an investment portfolio should include some exposure to that asset...
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Traditional 401(k) Versus a Roth 401(k): What’s Right for You?
Investment Management
You may have options in your 401(k) plan to save in a Traditional tax-deferred account or in a Roth account. What's the difference, and which should you choose? HBKS Advisor Joe...
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