Independent
Our recommendations are unbiased and unrestricted. As fiduciaries we are obligated to put the needs of our clients first. Our role is to consult and collaborate with you to develop holistic financial plans that address your personal needs and circumstances.
Comprehensive
You require a wide range of financial services. We make it easy for you to meet your needs by providing experts across financial disciplines along with accounting, tax and advisory services from our affiliate, HBK CPAs & Consultants, a Top 100 CPA firm.
Personal
While we employ innovative and sophisticated financial technology, there’s nothing robotic about how we work with you. We start by thoroughly understanding your financial needs and develop a customized financial plan. We then remain involved throughout our relationship to serve you as your life and goals change.
Getting a Divorce? Avoid Making These Five Most Common and Costly Mistakes
Financial Planning
Planning a family’s financial future during a divorce should consider a variety of factors, including ages, incomes, assets, and expenses. As a Certified Divorce Financial Analyst, I help people resolve the...
Keep Reading
Special Considerations for Second/Vacation Homes
Financial Planning
Before you decide to purchase a vacation home you should consider a number of issues. These include the costs associated with owning a second/vacation home, the attributes of the home, its...
Keep Reading
Active Fund or Passive Funds?
Market Commentary
When investing, investors can choose either passively managed funds or actively managed funds. Passively managed funds invest in a portfolio that simply mirrors a market index. In contrast, actively managed funds...
Keep Reading
529 Plans: The Ins and Outs of Contributions and Withdrawals
Financial Planning
529 plans can be powerful college savings tools, but you need to understand how your plan works before you can take full advantage of it. Among other things, this means becoming...
Keep Reading
Form CRS: Helping You Understand the Financial Professional Relationship
Financial Planning
Have you received what's known as "Form CRS" from your broker-dealer and/or registered investment advisor? If not, then sometime in July 2020, you likely will. A new requirement by the Securities...
Keep Reading
Estate Planning and 529 Plans
Estate Planning
When you contribute to a 529 plan, you'll not only help your child, grandchild, or other loved one pay for school, but you'll also remove money from your taxable estate. This...
Keep Reading