{"id":2954,"date":"2020-03-31T20:15:29","date_gmt":"2020-03-31T20:15:29","guid":{"rendered":"https:\/\/hbkswealth.com\/?p=2954"},"modified":"2020-08-11T18:29:46","modified_gmt":"2020-08-11T18:29:46","slug":"reducing-or-eliminating-safe-harbor-401k-contributions","status":"publish","type":"post","link":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/","title":{"rendered":"Reducing or Eliminating Safe Harbor 401(k) Contributions"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"

Can employers reduce or eliminate their safe harbor contribution?<\/p>\n","protected":false},"author":2,"featured_media":2956,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[85],"tags":[176,323,324,337],"acf":[],"yoast_head":"\nReducing or Eliminating Safe Harbor 401(k) Contributions<\/title>\n<meta name=\"description\" content=\"Answers to questions you may have regarding your Safe Harbor 401(k) contributions during the pandemic.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reducing or Eliminating Safe Harbor 401(k) Contributions\" \/>\n<meta property=\"og:description\" content=\"Answers to questions you may have regarding your Safe Harbor 401(k) contributions during the pandemic.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\" \/>\n<meta property=\"og:site_name\" content=\"HBKS Wealth Advisors\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-31T20:15:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-08-11T18:29:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"511\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Loriann Facenda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@HBKSWealthAdv\" \/>\n<meta name=\"twitter:site\" content=\"@HBKSWealthAdv\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Loriann Facenda\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\"},\"author\":{\"name\":\"Loriann Facenda\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095\"},\"headline\":\"Reducing or Eliminating Safe Harbor 401(k) Contributions\",\"datePublished\":\"2020-03-31T20:15:29+00:00\",\"dateModified\":\"2020-08-11T18:29:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\"},\"wordCount\":7,\"publisher\":{\"@id\":\"https:\/\/hbkswealth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg\",\"keywords\":[\"retirement plan sponsors\",\"COVID-19\",\"#Covid19\",\"safe harbor 401k\"],\"articleSection\":[\"Retirement Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\",\"url\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\",\"name\":\"Reducing or Eliminating Safe Harbor 401(k) Contributions\",\"isPartOf\":{\"@id\":\"https:\/\/hbkswealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg\",\"datePublished\":\"2020-03-31T20:15:29+00:00\",\"dateModified\":\"2020-08-11T18:29:46+00:00\",\"description\":\"Answers to questions you may have regarding your Safe Harbor 401(k) contributions during the pandemic.\",\"breadcrumb\":{\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage\",\"url\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg\",\"contentUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg\",\"width\":768,\"height\":511},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/hbkswealth.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reducing or Eliminating Safe Harbor 401(k) Contributions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/hbkswealth.com\/#website\",\"url\":\"https:\/\/hbkswealth.com\/\",\"name\":\"HBKS Wealth Advisors\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/hbkswealth.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/hbkswealth.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/hbkswealth.com\/#organization\",\"name\":\"HBKS Wealth Management\",\"url\":\"https:\/\/hbkswealth.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg\",\"contentUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg\",\"width\":1248,\"height\":381,\"caption\":\"HBKS Wealth Management\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HBKSWealthAdv\",\"https:\/\/www.linkedin.com\/company\/hbks-wealth-advisors\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095\",\"name\":\"Loriann Facenda\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g\",\"caption\":\"Loriann Facenda\"},\"url\":\"https:\/\/hbkswealth.com\/author\/hbks\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Reducing or Eliminating Safe Harbor 401(k) Contributions","description":"Answers to questions you may have regarding your Safe Harbor 401(k) contributions during the pandemic.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/","og_locale":"en_US","og_type":"article","og_title":"Reducing or Eliminating Safe Harbor 401(k) Contributions","og_description":"Answers to questions you may have regarding your Safe Harbor 401(k) contributions during the pandemic.","og_url":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/","og_site_name":"HBKS Wealth Advisors","article_published_time":"2020-03-31T20:15:29+00:00","article_modified_time":"2020-08-11T18:29:46+00:00","og_image":[{"width":768,"height":511,"url":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg","type":"image\/jpeg"}],"author":"Loriann Facenda","twitter_card":"summary_large_image","twitter_creator":"@HBKSWealthAdv","twitter_site":"@HBKSWealthAdv","twitter_misc":{"Written by":"Loriann Facenda"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#article","isPartOf":{"@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/"},"author":{"name":"Loriann Facenda","@id":"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095"},"headline":"Reducing or Eliminating Safe Harbor 401(k) Contributions","datePublished":"2020-03-31T20:15:29+00:00","dateModified":"2020-08-11T18:29:46+00:00","mainEntityOfPage":{"@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/"},"wordCount":7,"publisher":{"@id":"https:\/\/hbkswealth.com\/#organization"},"image":{"@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage"},"thumbnailUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg","keywords":["retirement plan sponsors","COVID-19","#Covid19","safe harbor 401k"],"articleSection":["Retirement Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/","url":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/","name":"Reducing or Eliminating Safe Harbor 401(k) Contributions","isPartOf":{"@id":"https:\/\/hbkswealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage"},"image":{"@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage"},"thumbnailUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg","datePublished":"2020-03-31T20:15:29+00:00","dateModified":"2020-08-11T18:29:46+00:00","description":"Answers to questions you may have regarding your Safe Harbor 401(k) contributions during the pandemic.","breadcrumb":{"@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#primaryimage","url":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg","contentUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/03\/office-1-hbks.jpg","width":768,"height":511},{"@type":"BreadcrumbList","@id":"https:\/\/hbkswealth.com\/2020\/03\/reducing-or-eliminating-safe-harbor-401k-contributions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/hbkswealth.com\/"},{"@type":"ListItem","position":2,"name":"Reducing or Eliminating Safe Harbor 401(k) Contributions"}]},{"@type":"WebSite","@id":"https:\/\/hbkswealth.com\/#website","url":"https:\/\/hbkswealth.com\/","name":"HBKS Wealth Advisors","description":"","publisher":{"@id":"https:\/\/hbkswealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/hbkswealth.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/hbkswealth.com\/#organization","name":"HBKS Wealth Management","url":"https:\/\/hbkswealth.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg","contentUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg","width":1248,"height":381,"caption":"HBKS Wealth Management"},"image":{"@id":"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HBKSWealthAdv","https:\/\/www.linkedin.com\/company\/hbks-wealth-advisors"]},{"@type":"Person","@id":"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095","name":"Loriann Facenda","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hbkswealth.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g","caption":"Loriann Facenda"},"url":"https:\/\/hbkswealth.com\/author\/hbks\/"}]}},"_links":{"self":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/posts\/2954"}],"collection":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/comments?post=2954"}],"version-history":[{"count":0,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/posts\/2954\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/media\/2956"}],"wp:attachment":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/media?parent=2954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/categories?post=2954"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/tags?post=2954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}