{"id":1984,"date":"2023-12-19T11:48:19","date_gmt":"2023-12-19T16:48:19","guid":{"rendered":"https:\/\/hbkswealth.com\/?p=1984"},"modified":"2023-12-19T11:48:20","modified_gmt":"2023-12-19T16:48:20","slug":"planning-for-retirement-what-income-replacement-rate-will-i-need","status":"publish","type":"post","link":"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/","title":{"rendered":"Planning for Retirement: What Income Replacement Rate Will I Need?"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"

The transition from retirement saver to retirement spender can be overwhelming. A life spent earning income, deferring taxes and accumulating invested assets quickly changes to life on a fixed income \u2014 Social Security, a pension or 401k, portfolio withdrawals. Add in the market volatility associated with your investments and uncertainty about things like medical costs and life expectancy, and the transition can prove more than you care to deal with.<\/p>\n","protected":false},"author":2,"featured_media":1982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[85],"tags":[26,186],"acf":[],"yoast_head":"\nPlanning for Retirement: What Income Replacement Rate Will I Need?<\/title>\n<meta name=\"description\" content=\"The transition from retirement saver to retirement spender can be overwhelming. A life spent earning income, deferring taxes and accumulating invested assets quickly changes to life on a fixed income \u2014 Social Security, a pension or 401k, portfolio withdrawals. Add in the market volatility associated with your investments and uncertainty about things like medical costs and life expectancy, and the transition can prove more than you care to deal with.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planning for Retirement: What Income Replacement Rate Will I Need?\" \/>\n<meta property=\"og:description\" content=\"The transition from retirement saver to retirement spender can be overwhelming. A life spent earning income, deferring taxes and accumulating invested assets quickly changes to life on a fixed income \u2014 Social Security, a pension or 401k, portfolio withdrawals. Add in the market volatility associated with your investments and uncertainty about things like medical costs and life expectancy, and the transition can prove more than you care to deal with.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/\" \/>\n<meta property=\"og:site_name\" content=\"HBKS Wealth Advisors\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-19T16:48:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-19T16:48:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2019\/06\/HikingCouple.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"511\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Loriann Facenda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@HBKSWealthAdv\" \/>\n<meta name=\"twitter:site\" content=\"@HBKSWealthAdv\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Loriann Facenda\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/\"},\"author\":{\"name\":\"Loriann Facenda\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095\"},\"headline\":\"Planning for Retirement: What Income Replacement Rate Will I Need?\",\"datePublished\":\"2023-12-19T16:48:19+00:00\",\"dateModified\":\"2023-12-19T16:48:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/\"},\"wordCount\":10,\"publisher\":{\"@id\":\"https:\/\/hbkswealth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2019\/06\/HikingCouple.jpg\",\"keywords\":[\"Retirement\",\"Income Replacement\"],\"articleSection\":[\"Retirement Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/\",\"url\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/\",\"name\":\"Planning for Retirement: What Income Replacement Rate Will I Need?\",\"isPartOf\":{\"@id\":\"https:\/\/hbkswealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/2023\/12\/planning-for-retirement-what-income-replacement-rate-will-i-need\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2019\/06\/HikingCouple.jpg\",\"datePublished\":\"2023-12-19T16:48:19+00:00\",\"dateModified\":\"2023-12-19T16:48:20+00:00\",\"description\":\"The transition from retirement saver to retirement spender can be overwhelming. 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