{"id":1561,"date":"2018-03-07T20:21:57","date_gmt":"2018-03-07T20:21:57","guid":{"rendered":"https:\/\/hbkswealth.com\/?p=1561"},"modified":"2018-12-07T20:26:52","modified_gmt":"2018-12-07T20:26:52","slug":"insurance-company-insolvency-are-you-protected","status":"publish","type":"post","link":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/","title":{"rendered":"Insurance Company Insolvency: Are You Protected?"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth&#8217;s management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including &#8220;What happens if my insurer becomes insolvent or goes bankrupt?&#8221; <\/p>\n","protected":false},"author":2,"featured_media":1560,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[82],"tags":[115,116,117],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Company Insolvency: Are You Protected?<\/title>\n<meta name=\"description\" content=\"In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth&#039;s management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including &quot;What happens if my insurer becomes insolvent or goes bankrupt?&quot;\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Company Insolvency: Are You Protected?\" \/>\n<meta property=\"og:description\" content=\"In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth&#039;s management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including &quot;What happens if my insurer becomes insolvent or goes bankrupt?&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\" \/>\n<meta property=\"og:site_name\" content=\"HBKS Wealth Advisors\" \/>\n<meta property=\"article:published_time\" content=\"2018-03-07T20:21:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-12-07T20:26:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"511\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Loriann Facenda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@HBKSWealthAdv\" \/>\n<meta name=\"twitter:site\" content=\"@HBKSWealthAdv\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Loriann Facenda\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\"},\"author\":{\"name\":\"Loriann Facenda\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095\"},\"headline\":\"Insurance Company Insolvency: Are You Protected?\",\"datePublished\":\"2018-03-07T20:21:57+00:00\",\"dateModified\":\"2018-12-07T20:26:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\"},\"wordCount\":6,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/hbkswealth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg\",\"keywords\":[\"Genworth\",\"Insolvency\",\"Insurance\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\",\"url\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\",\"name\":\"Insurance Company Insolvency: Are You Protected?\",\"isPartOf\":{\"@id\":\"https:\/\/hbkswealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg\",\"datePublished\":\"2018-03-07T20:21:57+00:00\",\"dateModified\":\"2018-12-07T20:26:52+00:00\",\"description\":\"In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth's management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including \\\"What happens if my insurer becomes insolvent or goes bankrupt?\\\"\",\"breadcrumb\":{\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage\",\"url\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg\",\"contentUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg\",\"width\":768,\"height\":511,\"caption\":\"Senior citizen looking concerned on couch.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/hbkswealth.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance Company Insolvency: Are You Protected?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/hbkswealth.com\/#website\",\"url\":\"https:\/\/hbkswealth.com\/\",\"name\":\"HBKS Wealth Advisors\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/hbkswealth.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/hbkswealth.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/hbkswealth.com\/#organization\",\"name\":\"HBKS Wealth Management\",\"url\":\"https:\/\/hbkswealth.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg\",\"contentUrl\":\"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg\",\"width\":1248,\"height\":381,\"caption\":\"HBKS Wealth Management\"},\"image\":{\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HBKSWealthAdv\",\"https:\/\/www.linkedin.com\/company\/hbks-wealth-advisors\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095\",\"name\":\"Loriann Facenda\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/hbkswealth.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g\",\"caption\":\"Loriann Facenda\"},\"url\":\"https:\/\/hbkswealth.com\/author\/hbks\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance Company Insolvency: Are You Protected?","description":"In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth's management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including \"What happens if my insurer becomes insolvent or goes bankrupt?\"","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/","og_locale":"en_US","og_type":"article","og_title":"Insurance Company Insolvency: Are You Protected?","og_description":"In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth's management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including \"What happens if my insurer becomes insolvent or goes bankrupt?\"","og_url":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/","og_site_name":"HBKS Wealth Advisors","article_published_time":"2018-03-07T20:21:57+00:00","article_modified_time":"2018-12-07T20:26:52+00:00","og_image":[{"width":768,"height":511,"url":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg","type":"image\/jpeg"}],"author":"Loriann Facenda","twitter_card":"summary_large_image","twitter_creator":"@HBKSWealthAdv","twitter_site":"@HBKSWealthAdv","twitter_misc":{"Written by":"Loriann Facenda"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#article","isPartOf":{"@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/"},"author":{"name":"Loriann Facenda","@id":"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095"},"headline":"Insurance Company Insolvency: Are You Protected?","datePublished":"2018-03-07T20:21:57+00:00","dateModified":"2018-12-07T20:26:52+00:00","mainEntityOfPage":{"@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/"},"wordCount":6,"commentCount":0,"publisher":{"@id":"https:\/\/hbkswealth.com\/#organization"},"image":{"@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage"},"thumbnailUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg","keywords":["Genworth","Insolvency","Insurance"],"articleSection":["Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/","url":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/","name":"Insurance Company Insolvency: Are You Protected?","isPartOf":{"@id":"https:\/\/hbkswealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage"},"image":{"@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage"},"thumbnailUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg","datePublished":"2018-03-07T20:21:57+00:00","dateModified":"2018-12-07T20:26:52+00:00","description":"In March 2016, a large national insurance company, Genworth Financial, announced it would stop accepting applications for traditional life insurance and some annuity products. While Genworth's management assures holders of their policies of the company\u2019s continued dedication and ability to cover claims for all their types of coverage, it has raised questions among policyholders with any carrier, including \"What happens if my insurer becomes insolvent or goes bankrupt?\"","breadcrumb":{"@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#primaryimage","url":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg","contentUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2018\/12\/WorriedSenior.jpg","width":768,"height":511,"caption":"Senior citizen looking concerned on couch."},{"@type":"BreadcrumbList","@id":"https:\/\/hbkswealth.com\/2018\/03\/insurance-company-insolvency-are-you-protected\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/hbkswealth.com\/"},{"@type":"ListItem","position":2,"name":"Insurance Company Insolvency: Are You Protected?"}]},{"@type":"WebSite","@id":"https:\/\/hbkswealth.com\/#website","url":"https:\/\/hbkswealth.com\/","name":"HBKS Wealth Advisors","description":"","publisher":{"@id":"https:\/\/hbkswealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/hbkswealth.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/hbkswealth.com\/#organization","name":"HBKS Wealth Management","url":"https:\/\/hbkswealth.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg","contentUrl":"https:\/\/hbkswealth.com\/wp-content\/uploads\/2020\/01\/HBKS_Logo.jpg","width":1248,"height":381,"caption":"HBKS Wealth Management"},"image":{"@id":"https:\/\/hbkswealth.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HBKSWealthAdv","https:\/\/www.linkedin.com\/company\/hbks-wealth-advisors"]},{"@type":"Person","@id":"https:\/\/hbkswealth.com\/#\/schema\/person\/c4d7500205a4582290def69b5cede095","name":"Loriann Facenda","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hbkswealth.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4594197dd4796e9e84632aad0d3fa9fc?s=96&d=mm&r=g","caption":"Loriann Facenda"},"url":"https:\/\/hbkswealth.com\/author\/hbks\/"}]}},"_links":{"self":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/posts\/1561"}],"collection":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/comments?post=1561"}],"version-history":[{"count":0,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/posts\/1561\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/media\/1560"}],"wp:attachment":[{"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/media?parent=1561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/categories?post=1561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbkswealth.com\/wp-json\/wp\/v2\/tags?post=1561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}