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Category: Financial Planning

Now is the Time to Reassess Financial Planning Priorities

Posted on May 4, 2020August 11, 2020 by Loriann Facenda
Now is the Time to Reassess Financial Planning Priorities
Posted in Financial PlanningTagged Financial Planning, 401k, RMD, COVID-19

Guidance for Handling College Refunds and 529 Plan Contributions

Posted on April 30, 2020October 26, 2020 by Loriann Facenda
Guidance for Handling College Refunds and 529 Plan Contributions
Posted in Financial PlanningTagged 529 plan, College Education, COVID-19

Getting and Keeping a Good Credit Score: It’s Critical!

Posted on April 28, 2020August 11, 2020 by Loriann Facenda
Getting and Keeping a Good Credit Score: It’s Critical!
Posted in Financial PlanningTagged Debt, credit report, credit score, FICO, credit history

Robo Advisors Have Arrived, But Life Often Calls for a Human Touch

Posted on April 13, 2020August 11, 2020 by Loriann Facenda
Robo Advisors Have Arrived, But Life Often Calls for a Human Touch
Posted in Financial PlanningTagged Financial Planning, personal financial planning, robo advisor, technology

The Triple Threat

Posted on April 8, 2020August 11, 2020 by Loriann Facenda
The Triple Threat
Posted in Financial PlanningTagged HSA, COVID-19, #Covid19, health savings account

Florida Prepaid and Scholarship Programs Lowering Costs of College

Posted on April 2, 2020August 11, 2020 by Loriann Facenda
Florida Prepaid and Scholarship Programs Lowering Costs of College
Posted in Financial PlanningTagged pre-paid college plans, College Education Planning, Florida college

Mental Endurance: How to Get Through COVID-19

Posted on March 31, 2020August 11, 2020 by Loriann Facenda
Mental Endurance: How to Get Through COVID-19
Posted in Financial PlanningTagged COVID-19, #Covid19

Women and Money: Taking Control of Your Finances

Posted on March 11, 2020April 7, 2020 by Loriann Facenda
Women and Money: Taking Control of Your Finances
Posted in Financial PlanningTagged women finances, financial planning for women, budgeting, women, women investing, credit

Seeking Financial Advice? Avoid Conflicts of Interest

Posted on March 2, 2020August 11, 2020 by Loriann Facenda
Seeking Financial Advice? Avoid Conflicts of Interest
Posted in Financial Planning, InsuranceTagged Insurance, Insurer and Broker-Dealers, IBD, Fiduciary

Your Special-Needs Child: Planning for a Financially Secure Future

Posted on February 24, 2020August 11, 2020 by Loriann Facenda
Your Special-Needs Child: Planning for a Financially Secure Future
Posted in Financial PlanningTagged Special Needs Trusts, TCJA, Social Security Benefits, Special Needs Planning, Achieving a Better Life Experience (ABLE) Act, ABLE Act, Medicaid

Grandparent-Owned 529 College Plans: The Key to Maximizing Financial Aid

Posted on February 19, 2020October 30, 2020 by Loriann Facenda
Grandparent-Owned 529 College Plans: The Key to Maximizing Financial Aid
Posted in Financial PlanningTagged College Education Funding, 529, 529 plans, college, financial aid

Inflation: A Key Financial Planning Concern

Posted on February 6, 2020February 3, 2020 by Loriann Facenda
Inflation: A Key Financial Planning Concern
Posted in Financial PlanningTagged Inflation, cost of living

Out with the Teens; In with the Twenties.

Posted on January 9, 2020January 10, 2020 by Loriann Facenda
Out with the Teens; In with the Twenties.
Posted in Financial PlanningTagged Wealth Management, S&P 500, New Decade, 2020, Markets

Breaking News: SECURE Act

Posted on December 21, 2019December 21, 2019 by Loriann Facenda
Breaking News: SECURE Act
Posted in Financial Planning, Retirement PlanningTagged Retirement, 401k, IRA, SECURE Act

Two Birds with One Stone: Saving as You’re Helping

Posted on December 17, 2019December 18, 2019 by Loriann Facenda
Two Birds with One Stone: Saving as You’re Helping
Posted in Financial PlanningTagged TCJA, charity, QCD, Qualified Charitable Distribution, Charitable

Avoid Holiday Excess

Posted on November 26, 2019December 11, 2019 by Loriann Facenda
Avoid Holiday Excess
Posted in Financial PlanningTagged budgeting, Holiday Shopping, Downsizing, Holidays, Shopping

Tax Incentives and College Savings Plans

Posted on November 15, 2019November 19, 2019 by Loriann Facenda
Tax Incentives and College Savings Plans
Posted in Financial PlanningTagged College Education Funding, College Education, 529 plans, tax incentive for college savings, tax incentive, university, college planning

Emotional Investing: Five Ways to Ruin Your Portfolio

Posted on October 29, 2019November 19, 2019 by Loriann Facenda
Emotional Investing: Five Ways to Ruin Your Portfolio
Posted in Financial PlanningTagged Financial Planning, Investing, emotional bias, emotional investing

Reducing College Expenses for Government and Nonprofit Workers

Posted on October 23, 2019November 19, 2019 by Loriann Facenda
Reducing College Expenses for Government and Nonprofit Workers
Posted in Financial PlanningTagged student loans, Public Service Loan Forgiveness (PSLF), College Education, Nonprofit, student debt, College Cost Reduction and Access Act, employment certification forms (ECF)

You Need a Personal Financial Trainer

Posted on October 4, 2019November 19, 2019 by Loriann Facenda
You Need a Personal Financial Trainer
Posted in Financial PlanningTagged Financial Planning, personal financial planning, personal financial training

Why are 800 People a Day Moving to Florida?

Posted on October 2, 2019November 19, 2019 by Loriann Facenda
Why are 800 People a Day Moving to Florida?
Posted in Financial PlanningTagged TCJA, SALT, Sales and Local Tax, Tax Cuts and Jobs Act, migration, taxes, state tax, Florida

Emotional Biases. Check Them at the Door of Your Portfolio.

Posted on September 3, 2019November 19, 2019 by Loriann Facenda
Emotional Biases. Check Them at the Door of Your Portfolio.
Posted in Financial PlanningTagged Investing, Emotional bais

Your New Vehicle: Should You Buy or Lease?

Posted on August 19, 2019August 26, 2019 by Loriann Facenda
Your New Vehicle: Should You Buy or Lease?
Posted in Financial PlanningTagged Financial Planning, car buying, lease, vehicle

Your Retirement, Your Children’s Education: Let’s Do the Math

Posted on August 15, 2019March 7, 2022 by Loriann Facenda
Your Retirement, Your Children’s Education: Let’s Do the Math
Posted in Financial Planning, Retirement PlanningTagged college planning, College Education Funding, College Education Planning

SAGE: Tuition Discounts for PA 529 Participants

Posted on August 6, 2019October 26, 2020 by Loriann Facenda
SAGE: Tuition Discounts for PA 529 Participants
Posted in Financial PlanningTagged College Education Funding, 529, College Education Planning, SAGE, 529 plan

Widowed? Divorced? Social Security Benefits Await You

Posted on August 5, 2019August 8, 2019 by Loriann Facenda
Widowed? Divorced? Social Security Benefits Await You
Posted in Financial Planning, Retirement PlanningTagged Widow, Widower, Divorcee, Social Security Benefits, SSA, divorce, social security

Your Financial Plan: Doing What’s Right for You

Posted on July 30, 2019January 13, 2020 by Loriann Facenda
Your Financial Plan: Doing What’s Right for You
Posted in Financial PlanningTagged financial goals, Financial Planner, Financial Planning

Saving for Retirement and a Child’s Education at the Same Time

Posted on July 25, 2019July 25, 2019 by Loriann Facenda
Saving for Retirement and a Child’s Education at the Same Time
Posted in Financial Planning, Retirement PlanningTagged Retirement, College Education Funding, 529

Reverse Mortgages: Convert Your Home into Income

Posted on June 25, 2019June 25, 2019 by Loriann Facenda
Reverse Mortgages: Convert Your Home into Income
Posted in Financial PlanningTagged Reverse Mortgage, Mortgage, Income

Retirement Help for Age-Gap Couples You Might Not Know About

Posted on May 21, 2019 by Loriann Facenda
Retirement Help for Age-Gap Couples You Might Not Know About
Posted in Financial Planning, Retirement PlanningTagged Retirement, IRA, Age Gap Couples, Financial Planning

You Can’t Donate a 529 Plan – But You Have Alternatives

Posted on May 20, 2019December 2, 2024 by Loriann Facenda
You Can’t Donate a 529 Plan – But You Have Alternatives
Posted in Financial PlanningTagged 529s, Philanthropy, charitable gifting

Saving for College? Consider a 529 Plan

Posted on May 16, 2019May 21, 2019 by Loriann Facenda
Saving for College? Consider a 529 Plan
Posted in Financial PlanningTagged 529s, FAFSA, College Education Funding

New Tax Law Challenges Charitable Givers

Posted on May 6, 2019 by Loriann Facenda
New Tax Law Challenges Charitable Givers
Posted in Financial PlanningTagged TCJA, charitable deductions, Donor Advised Funds (DAF)

Good Credit: Your Most Important Financial Asset

Posted on April 11, 2019April 24, 2019 by Loriann Facenda
Good Credit: Your Most Important Financial Asset
Posted in Financial PlanningTagged credit report, credit, Financial Planning

Collectibles Could Diversify Your Portfolio as They Bring You Joy

Posted on April 2, 2019April 5, 2019 by Loriann Facenda
Collectibles Could Diversify Your Portfolio as They Bring You Joy
Posted in Financial PlanningTagged Collectibles, Investment Planning

Debt Snowball

Posted on March 16, 2019March 20, 2019 by Loriann Facenda
Debt Snowball
Posted in Financial PlanningTagged budgeting, debt elimination, Debt

Getting divorced? Engage a Financial Advisor.

Posted on March 7, 2019March 13, 2019 by Loriann Facenda
Getting divorced? Engage a Financial Advisor.
Posted in Financial PlanningTagged divorce, attorney, lawyer, mediation

Teach Your Child About Money

Posted on March 6, 2019 by Loriann Facenda
Teach Your Child About Money
Posted in Financial PlanningTagged budgeting, finances, financial education, children

Personal Finances Key as Millennials Take on Adulthood

Posted on February 25, 2019February 27, 2019 by Loriann Facenda
Personal Finances Key as Millennials Take on Adulthood
Posted in Financial PlanningTagged budgeting, millinials, financial goals, Financial Planning, 401k, young professionals

Financial Communication

Posted on February 21, 2019February 26, 2019 by Loriann Facenda
Financial Communication
Posted in Financial PlanningTagged budgeting, finances, couples

Don’t Try to Time the Market

Posted on February 12, 2019 by Loriann Facenda
Don’t Try to Time the Market
Posted in Financial Planning, Market CommentaryTagged stock market, market volatility, Market Timing

Pay Yourself First

Posted on February 5, 2019February 26, 2019 by Loriann Facenda
Pay Yourself First
Posted in Financial PlanningTagged Saving, budgeting

Three Ways to Build Wealth in a Down Market

Posted on January 15, 2019January 31, 2019 by Loriann Facenda
Three Ways to Build Wealth in a Down Market
Posted in Financial Planning, Investment ManagementTagged stock market, behavioral bias

Money Matters are a Family Affair

Posted on January 14, 2019January 18, 2019 by Loriann Facenda
Money Matters are a Family Affair
Posted in Financial PlanningTagged divorce, financial awareness, women, women investing

Saving Builds a Foundation

Posted on December 12, 2018December 13, 2018 by Loriann Facenda
Saving Builds a Foundation
Posted in Financial PlanningTagged Financial Planning, savings

Step 2: Getting Essential Documents in Place

Posted on December 4, 2018December 6, 2018 by Loriann Facenda
Step 2: Getting Essential Documents in Place
Posted in Financial Planning

IRS increases IRA limits for 2019

Posted on November 2, 2018November 27, 2018 by Loriann Facenda
IRS increases IRA limits for 2019
Posted in Financial Planning, Retirement PlanningTagged Retirement, 401k, IRA, IRS

Debt Forgiveness for Teachers

Posted on October 29, 2018November 15, 2018 by Loriann Facenda
Debt Forgiveness for Teachers
Posted in Financial PlanningTagged student loans, debt forgiveness, teachers

The Responsible Advisor

Posted on October 5, 2018 by Loriann Facenda
The Responsible Advisor
Posted in Financial PlanningTagged Fiduciary standard

Back to School Season Reminds Us…

Posted on September 5, 2018April 9, 2020 by Loriann Facenda
Back to School Season Reminds Us…
Posted in Financial PlanningTagged Financial Planning

Not All Assets Are Created Equally

Posted on August 25, 2018November 12, 2019 by Loriann Facenda
Not All Assets Are Created Equally
Posted in Financial PlanningTagged QDRO, divorce, equitable distribution

Defense Wins Championships

Posted on August 14, 2018October 2, 2018 by Loriann Facenda
Defense Wins Championships
Posted in Financial PlanningTagged Investing, Saving, Wealth

Pay Down or Save Up?

Posted on August 9, 2018October 2, 2018 by Loriann Facenda
Pay Down or Save Up?
Posted in Financial Planning, Retirement PlanningTagged 401k, Retirement savings, Debt

Women and Finance: Even When There’s Too Much Else to Do

Posted on August 3, 2018October 2, 2018 by Loriann Facenda
Women and Finance: Even When There’s Too Much Else to Do
Posted in Financial PlanningTagged woman finances, women finances, financial planning for women

Saving for Retirement or College: Pick One

Posted on July 5, 2018October 2, 2018 by Loriann Facenda
Saving for Retirement or College: Pick One
Posted in Financial Planning, Retirement PlanningTagged Personal Retirement Planning, college planning

Residency and Your Finances

Posted on June 23, 2018October 2, 2018 by Loriann Facenda
Residency and Your Finances
Posted in Financial PlanningTagged Investment Management, Medical Residency

Financial Planning Focus: Physicians – Part 2

Posted on June 14, 2018October 2, 2018 by Loriann Facenda
Financial Planning Focus: Physicians – Part 2
Posted in Financial PlanningTagged Physicians, Residency, Doctors

Financial Planning Focus: Physicians – Part 3

Posted on June 11, 2018October 2, 2018 by Loriann Facenda
Financial Planning Focus: Physicians – Part 3
Posted in Financial PlanningTagged Physicians, Residency, Doctors

Come Partner with Me NOW

Posted on May 2, 2018October 2, 2018 by Loriann Facenda
Come Partner with Me NOW
Posted in Financial PlanningTagged Financial Planning, Wealth Management

Financial Planning Focus: Physicians – Part 1

Posted on March 12, 2018October 2, 2018 by Loriann Facenda
Financial Planning Focus: Physicians – Part 1
Posted in Financial PlanningTagged Physicians, Doctor, Residency

Financial Planning: Embrace the Target

Posted on June 2, 2017October 2, 2018 by Loriann Facenda
Financial Planning: Embrace the Target
Posted in Financial PlanningTagged Financial Planning

Strategies for Managing Family Wealth

Posted on April 5, 2017August 1, 2024 by Loriann Facenda
Strategies for Managing Family Wealth
Posted in Financial PlanningTagged Financial Planning

Financial Planning vs. Investment Management

Posted on December 21, 2016October 2, 2018 by Loriann Facenda
Financial Planning vs. Investment Management
Posted in Financial Planning, Investment ManagementTagged Financial Planning

Using the Tax Return to Increase Income

Posted on November 2, 2016October 2, 2018 by Loriann Facenda
Using the Tax Return to Increase Income
Posted in Financial PlanningTagged Financial Planning

Your 30s: Successfully Spreading Yourself Out

Posted on March 17, 2016October 2, 2018 by Loriann Facenda
Your 30s: Successfully Spreading Yourself Out
Posted in Financial PlanningTagged Personal Retirement Planning

Planning Concerns of Divorcing Couples

Posted on March 16, 2016October 2, 2018 by Loriann Facenda
Planning Concerns of Divorcing Couples
Posted in Financial PlanningTagged Insurance Services, Financial Planning

Independence, Expertise and Service: Keys to Serving the Discerning Investor

Posted on February 16, 2016October 2, 2018 by Loriann Facenda
Independence, Expertise and Service: Keys to Serving the Discerning Investor
Posted in Financial PlanningTagged Investment Management, HBK CPAs Consultants

Moral Hazard

Posted on February 10, 2016October 2, 2018 by Loriann Facenda
Moral Hazard
Posted in Financial PlanningTagged Investment Management, HBK CPAs Consultants

Will I Be Okay?

Posted on January 21, 2016October 2, 2018 by Loriann Facenda
Will I Be Okay?
Posted in Financial PlanningTagged Benefit Plan Services

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