Explore insights that could affect your financial future.

Perspectives

Long-Term Care Insurance

Long-term care is a pressing concern for many families. And perplexing. It’s hard to know what to do about it or even find out what your options are. Even when you...

Perspectives

You’ve Been Named an Executor

What does it mean to be assigned as executor or executrix of a will? Holding such a title means you are charged with settling the estate of the deceased. When a...

Perspectives

Back to School Season Reminds Us…

Having spent several years as a high school economics teacher and being the son of two educators, I know first hand that "back to school" season can bring about a variety...

Older Couple Dancing

Perspectives

Tax Deferred Retirement Savings

It’s a win-win-win. If you are self-employed, a sole proprietor or run a small business, you can build retirement savings while reducing your tax burden and building onto your investment portfolio....

Football Defense

Perspectives

Defense Wins Championships

"Defense wins championships" is a common phrase used in the sports world. While high-powered offenses are "flashy" and can certainly carry teams to success, oftentimes the teams with the most...

Perspectives

Pay Down or Save Up?

You have extra cash. Should you use it to pay down debt or build up your retirement savings?

Perspectives

Phishing Scams are Everywhere: Be Prepared

Cyber security threats are everywhere in today’s high tech world, and simply having an email account puts you at risk from the largest and fastest growing threat known as phishing.

Mom and daughter

Perspectives

Women and Finance: Even When There’s Too Much Else to Do

In many families, one individual is typically the financial manager, that is, the person who makes sure the bills are paid, savings and retirement plans are funded, who meets with the...

Perspectives

Commentary on the U.S. Economy, Q2: Resist the Urge to React to Hypothetical Rhetoric

Global stock markets remained volatile in the second quarter despite solid corporate profits, as investors began to focus on slower growth in many parts of the world.

Diverging road splitting into two

Perspectives

Saving for Retirement or College: Pick One

Good for you if you’re able to put enough money aside to cover your retirement and your kids’ college educations. But if not, remember the flight attendant’s advice before take-off: put...

Woman logging on to a secure website

Perspectives

A Proactive Approach to Cyber Security

Implementing strong cyber security polices, protecting yourself from unauthorized access to your personal and business data, is one of the most important precautions you can take in today’s digital world. Internet...

Perspectives

Long-Term Care Insurance: When and What is Right?

As a product, long-term care insurance has suffered growing pains. When it was first developed — with no experience on which to base premium rates — insurers’ actuaries had little to...

Perspectives

Residency and Your Finances

The first years of practice after completing medical school can be wrought with financial peril and stress. Newly christened physicians who have borrowed money to attend medical school emerge with huge...

Perspectives

Financial Planning Focus: Physicians – Part 2

Most doctors don’t start earning a living wage until their 30s. Four years of undergrad, four years of medical school, three-to-five years of residency – that’s more than a decade of...

Perspectives

Financial Planning Focus: Physicians – Part 3

You’ve set your financial foundation during the first five years after residency. Now that your loans are paid off, you are saving adequately for retirement and you are properly insured, you...

Perspectives

A Sophisticated Con Almost Nails My Dad

My father is a retired military officer with three post-graduate degrees. After 35 years of service, he continued to serve his community by testifying as an expert in toxic contamination lawsuits....

Perspectives

Come Partner with Me NOW

This one’s for you, Mr. and Mrs. Early Thirties – you who are ascending the corporate ladder, or leaving the corporate life to pursue your entrepreneurial dreams, or deep into your...

Perspectives

Getting Organized

Most consumers are under-informed about the need for financial planning. The industry is partly to blame. Big banks and wire-houses would have you believe opening up an online account or visiting...

Perspectives

Trade Tensions Spook Investors

Stock markets tumbled late last week, with most market observers attributing it to President Trump’s announcements of a number of tariffs on goods imported into the United States. News headlines quoted...

Perspectives

Retirement Planning: Your Sunny Future in the Sunshine State

A recent study pointed to Stuart, Fla., here on the Atlantic coast, and two other Florida cities, Naples and Sarasota, on the Gulf of Mexico, as top places for retirement in...

Perspectives

Financial Planning Focus: Physicians – Part 1

Doctors face more financial challenges than one might think. To start, most do not start earning a living wage until their 30s. Four years of undergrad, four years of medical school,...

Perspectives

Investor Anxiety Returns to Roil Stock Markets

On Monday the MSCI All Country World Index (ACWI), a measure of global stock markets, was down 3 percent, after dropping 3.4 percent last week. Last night and early Tuesday morning...

Perspectives

Market Risks are Growing

Global stock markets turned in another solid performance in 2017, driven by continued improvement in economic growth. In the United States, the S&P 500 Index was up 21.8 percent, including dividends....

Perspectives

The Beat Goes On

Global stock markets continued their upward trend in the third quarter of 2017 thanks to a near-perfect environment for risk assets. Stocks in foreign developed and emerging markets also outperformed domestic...

Perspectives

Identity Protection Solutions

The Equifax data breaches have focused our nation’s attention on identity theft protection. Not that it hasn’t been in the news for more than a decade now, but such a large-scale...

Perspectives

Global Stock Markets Continue to Climb in Second Quarter 2017

During the past nine years many central banks around the world have been supplying monetary stimulus in order to lift global economic growth. These expansionary policies have enabled...

Perspectives

Approaching Your “Retirement Cliff”?

If you are in your late 50s or early 60s, then you are fast approaching what is known as the “retirement cliff,” the end of the earned income period of your...

Perspectives

Active Funds or Passive Funds?

When investing, investors can choose either passively managed funds or actively managed funds. Passively managed funds invest in a portfolio that simply mirrors a market index. In contrast, actively managed funds...

Perspectives

Financial Planning: Embrace the Target

As a lifelong Chicago Cubs fan, 2016 is a year that I will remember forever. Last year’s title run started with a speech by Joe Maddon, the team’s manager, on the...

Perspectives

Uncertain Political Environment Weighing on Global Stocks

Stocks continued to surge for most of the first quarter of 2017 before treading water in March. While there is no shortage of political uncertainty around the world, during the first...

Perspectives

Strategies for Managing Family Wealth

Wealth complicates matters. Wealthy families have not only more varied investments, but a wider range of goals, and maybe most importantly, greater exposure to financial risk. So financial advice to wealthy...

Perspectives

Slow and Steady Wins the Race

At the time of this writing the DOW has officially surpassed the 20,000 mark. Should we sit back and enjoy this historical landmark or is it a cause for anxiety? Should...

Perspectives

Financial Planning vs. Investment Management

As election night 2016 came to its surprising end, investors were understandably confused. Some panicked using the earliest foreign exchanges to open to dump stocks. Prognosticators had predicted a precipitous fall...

Perspectives

Using the Tax Return to Increase Income

As a financial advisor, I find the tax return one of the most revealing and useful tools for helping my clients. It will always be among one of the first items...

Perspectives

Estate Planning: Covering Your Bases, Part 3

As critical as estate planning is, assuring your estate will be distributed as you wish is far from difficult or complicated. For most of us, estate planning boils down to executing...

Perspectives

Estate Planning: Covering Your Bases, Part 2

As critical as estate planning is, assuring your estate will be distributed as you wish is far from difficult or complicated. For most of us, estate planning boils down to executing...

Perspectives

Insurance Series: Insurance as a Part of Your Financial Plan

When it comes to achieving your financial objectives, both growing your wealth and protecting it, you benefit from counsel that understands your entire financial condition - your needs, the needs of...

Perspectives

Estate Planning: Covering Your Bases, Part 1

As critical as estate planning is, assuring your estate will be distributed as you wish is far from difficult or complicated. For most of us, estate planning boils down to executing...

Perspectives

Your 30s: Successfully Spreading Yourself Out

It has been said that 30 is the new 20 as young people today are delaying adulthood by not checking off the traditional “adult” mile-markers: getting married, having children, buying a...

Perspectives

Planning Concerns of Divorcing Couples

With some preparation and planning, you can take charge of your financial well-being during the difficult divorce process.

Perspectives

Independence, Expertise and Service: Keys to Serving the Discerning Investor

Industry studies reveal a growing preference by discerning investors for fee-based advisors over commission-based brokers. For more than a decade, firms operating under the independent registered investment advisory (RIA) model have...

Perspectives

Moral Hazard

The term “moral hazard” dates back to the 17th century and was widely used by insurance companies. The term was more recently used when economist Paul Krugman described moral hazard as...

Perspectives

Will I Be Okay?

The goals for saving and investing are many and varied: a comfortable retirement, educating children or grandchildren, passing wealth along to a next generation, all the above and others. Investors might...

Perspectives

Gifting and the Family Dynamic

It is a good problem. You've done well enough in your business to amass a significant amount of wealth. Now you must decide how it will be distributed when you are...

News

Taylor, Mallette and Taranto Earn Principal Status

HBKS® Wealth Advisors (HBKS®) announced today that Brittany Taylor, Brian Mallette and Tom Taranto have been named Principals in their respective offices. The announcement was made by CEO and Managing Principal...

News

HBKS® Wealth Advisors Among Top 100 in Assets Under Management

July 18, 2018 – HBKS® Wealth Advisors (HBKS®) is one of the nation’s top 100 registered investment advisors (RIAs) as measured by assets under management. With more than $3.5 billion under...

News

HBKS Named to 2018 Financial Times 300 Top Registered Investment Advisers

June 28, 2018 – HBKS® Wealth Advisors (HBKS) is pleased to announce it has been named to the 2018 edition of the Financial Times 300 Top Registered Investment Advisers. The list...

News

HBKS Wealth Advisors Ranked Among Largest by Accounting Today

June 10, 2018 — In its recently released 2018 survey, the June 10,2018 edition of Accounting Today magazine ranks HBKS® 11th in amount of assets under management (AUM) among CPA firm's...

News

HBKS Wealth Advisors acquires stake in K·Coe Wealth Management LLC.

April 26, 2018 — HBKS® Wealth Advisors(HBKS) acquires a minority stake in K·Coe Isom LLP’s subsidiary K·Coe Wealth Management LLC. “Our firms have a great deal in common, from our regard for...

News

Locust Capital Management Merges with HBKS Wealth Advisors

Philadelphia - October 9, 2017 — HBKS® Wealth Advisors(HBKS) announced today it has completed a merger agreement with Locust Capital Management. Under the agreement, the Philadelphia-based wealth management firm will operate...

News

Financial Times Ranks HBKS Among Top U.S. RIAs

June 22, 2017 — For the fourth consecutive year, HBKS® Wealth Advisors(HBKS) has been named to the Financial Times 300 Top Registered Investment Advisors (RIA).

News

HBKS Wealth Advisors Announces Promotion of Firm Leaders

Erie, PA - HBKS® Wealth Advisors announced today the promotions of two of its key leaders. Senior Financial Advisors Steven Rinn, CFP, of the firm’s Erie, Penn., office, and David Darwish,...

News

HBKS Wealth Advisors voted Southwest Florida’s “best” financial advisory firm in a readers’ choice poll conducted by Gulfshore Business magazine

Fort Myers, Fla. - HBKS® Wealth Advisors was voted Southwest Florida’s “best” financial advisory firm in a readers’ choice poll conducted by Gulfshore Business magazine. The firm was honored for its...

News

Financial Times Ranks HBKS Among Top U.S. RIAs.

HBKS® Wealth Advisors was pleased to be included in Financial Times 2016 Top 300 Registered Investment Advisers for the third consecutive year.

News

HBKS Wealth Advisors Completes Merger Agreement with Comprehensive Wealth Solutions

Fredonia, New York - HBKS® Wealth Advisors announced today it has completed a merger agreement with Comprehensive Wealth Solutions (CWS). Under the agreement, the Fredonia, New York-based wealth management firm began...

News

HBKS Wealth Advisors Announces the Signing of a Definitive Merger Agreement with Global Wealth Consultants

Naples, Florida - HBKS® Wealth Advisors announced today the signing of a definitive merger agreement under which Global Wealth Consultants (GWC) of Naples, Fla., will join its multidisciplinary financial services firm.

News

HBKS Wealth Advisors Principal and Senior Financial Advisor Stephen Schramm featured in Treasure Coast Newspaper

HBKS® Wealth Advisors takes a holistic view of working with each individual client. This distinguishes the firm, which has offices in Stuart and other Florida locations as well as in Ohio...

News

HBKS Wealth Advisors Principal and Senior Financial Advisor Dean Piccirillo featured on GoErie.com

Erie native Piccirillo finds success in Florida.

News

HBKS’s Director of Asset Management, Brian Sommers, CFA, quoted in The Wall Street Journal

Brian Sommers, CFA - Director of Asset Management for HBKS® Wealth Advisors was quoted in The Wall Street Journal about the rise and fall of liquid-alternative funds.

News

HBKS Wealth Advisors Announces “People of the Year” Finalist

HBKS® Wealth Advisors is proud to announce that Dean Piccirillo, CFP®, CRPS®, AIFA® has been named one of three finalists for Southwest Florida’s News-Press “People of the Year” award. The program...

News

HBKS® Wealth Advisors Among Top 100 in Assets Under Management

July 18, 2018 – HBKS® Wealth Advisors (HBKS®) is one of the nation’s top 100 registered investment advisors (RIAs) as measured by assets under management. With more than $3.5 billion under...

News

HBKS Named to 2018 Financial Times 300 Top Registered Investment Advisers

June 28, 2018 – HBKS® Wealth Advisors (HBKS) is pleased to announce it has been named to the 2018 edition of the Financial Times 300 Top Registered Investment Advisers. The list...

News

HBKS Wealth Advisors Ranked Among Largest by Accounting Today

June 10, 2018 — In its recently released 2018 survey, the June 10,2018 edition of Accounting Today magazine ranks HBKS® 11th in amount of assets under management (AUM) among CPA firm's...

Awards

HBKS Wealth Advisors Named a Top RIA by Financial Advisor Magazine

HBKS® Wealth Advisors’ ranked 100 in the $1 billion and over asset category.

Awards

HBKS Wealth Advisors Named a Top 300 RIA by Financial Times

Financial Times included HBKS® Wealth Advisors in its fourth annual listing of an “elite group” of advisors.

Awards

HBKS Wealth Advisors Ranked Among Largest by Accounting Today

August 18, 2017 — Erie, Penn.... In its recently released 2017 survey, the June 1,2017 edition of Accounting Today magazine ranks HBKS 15th in amount of assets under management (AUM) among...

Awards

HBKS Wealth Advisors’ Managing Principal/Chief Executive Officer Christopher M. Allegretti & Chief Operations Officer Scott Cross were recently interviewed by Charles Schwab

HBKS® Wealth Advisors’ Managing Principal/Chief Executive Officer Christopher M. Allegretti and Chief Operations Officer Scott Cross were recently interviewed by Charles Schwab as contributors to their white paper entitled Forward Momentum:...

Awards

HBKS Wealth Advisors Named a 100 Fastest Growing RIA Firm Over Ten Years by Forbes Magazine

Forbes magazine showcases the wealth management firms by growth in assets over the past ten years with a majority of the firms accruing more than $1 billion in assets.

Awards

HBKS Wealth Advisors Ranked Among Largest by Accounting Today

July 12, 2016 - In its recently released 2016 survey, the June 2016 edition of Accounting Today magazine ranks HBKS® Wealth Advisors 14th in amount of assets under management (AUM) among...

Awards

HBKS Wealth Advisors Named a Top RIA by Financial Advisor Magazine

HBKS® Wealth Advisors ranked 102 in the $1 billion and over asset category.

Awards

HBKS Wealth Advisors Named a Top 300 RIA by Financial Times

Financial Times included HBKS® Wealth Advisors in its third annual listing of an “elite group” of advisors.